Retirement Planning

“As far as your personal goals are and what you actually want to do with your life, it should never have to do with the government. You should never depend on the government for your retirement, your financial security, for anything. If you do, you’re screwed..”
                                                                                                                                   –   Drew Carey

It’s never too early for planning for your retirement.  Rather plan early for a comfortable retirement years. According to the available statistics, the average life expectancy in Australia is increasing and so is the retirement age.

According to “AIHW” for Australia the current average life expectancy at the age of 65 between the years 2004 – 2006 is 18.3 year for males and 21.5 years for females**. This has increased from previous years and hopefully will keep increasing.
Expected length of life at birth, by sex, Australia, 1901-10 to 2004-06

So, do we have sufficient funds to fund our life after retirement? Can we afford to live a comfortable lifestyle as we do now, in our most income generating years? Are we saving and investing to meet our long term financial goals keeping in view our retirement needs?
At ABWMS, we can help you achieve your retirement goals by advising you on how you can:

  • How you invest your superannuation
  • How to increase your super contribution using various super strategies including
    • Salary sacrificing,
    • Government co-contribution,
    • Transition to retirement etc.
  • Minimise the tax you pay
  • Earn a regular income even after you’ve retired
  • Maximise your Centrelink entitlements
  • Maximise your super – even after you’ve retired
  • And much more…



Corporate Authorised Representative of Libertas Financial Planning

AFSL 429718


Disclaimer : The information on this site is of a general nature only. It does not take your specific needs or circumstances into consideration. You should look at your own personal situation and requirements before making any financial decisions. Austin Brothers Wealth Management Services does not give any warranty as to the accuracy, reliability or completeness of information that is contained in this website, except in so far as any liability under statute cannot be excluded. Austin Brothers Wealth Management Services do not accept any liability for any error or omission on this website or for any resulting loss or damage suffered by the recipient or any other person.